In Hind Samachar Ltd. v. National Insurance Co., the Supreme Court addressed whether an insurer could recover compensation from a vehicle owner when the driver used a fake licence. The accident involved a truck owned by Hind Samachar Ltd., resulting in nine deaths and two injuries. The insurance company sought recovery, claiming the driver’s fake licence breached the policy. The Court held that the owner had exercised due diligence by examining the licence and producing its renewal certificate. Mere falsity of the licence does not absolve the insurer unless deliberate breach by the owner is proved. The burden lies on the insurer to establish that the owner knowingly entrusted the vehicle to an unlicensed driver. There is no duty on owners to verify licences with authorities. The Supreme Court set aside the High Court’s recovery directions, ruling the insurer liable and the owner free from liability.